diff --git a/poetry.lock b/poetry.lock
index 8dcb149..f3dc7be 100644
--- a/poetry.lock
+++ b/poetry.lock
@@ -816,22 +816,25 @@ typing-extensions = ">=4.6.0,<4.7.0 || >4.7.0"
 
 [[package]]
 name = "pydantic-settings"
-version = "2.8.1"
+version = "2.9.1"
 description = "Settings management using Pydantic"
 optional = false
-python-versions = ">=3.8"
+python-versions = ">=3.9"
 groups = ["main"]
 files = [
-    {file = "pydantic_settings-2.8.1-py3-none-any.whl", hash = "sha256:81942d5ac3d905f7f3ee1a70df5dfb62d5569c12f51a5a647defc1c3d9ee2e9c"},
-    {file = "pydantic_settings-2.8.1.tar.gz", hash = "sha256:d5c663dfbe9db9d5e1c646b2e161da12f0d734d422ee56f567d0ea2cee4e8585"},
+    {file = "pydantic_settings-2.9.1-py3-none-any.whl", hash = "sha256:59b4f431b1defb26fe620c71a7d3968a710d719f5f4cdbbdb7926edeb770f6ef"},
+    {file = "pydantic_settings-2.9.1.tar.gz", hash = "sha256:c509bf79d27563add44e8446233359004ed85066cd096d8b510f715e6ef5d268"},
 ]
 
 [package.dependencies]
 pydantic = ">=2.7.0"
 python-dotenv = ">=0.21.0"
+typing-inspection = ">=0.4.0"
 
 [package.extras]
+aws-secrets-manager = ["boto3 (>=1.35.0)", "boto3-stubs[secretsmanager]"]
 azure-key-vault = ["azure-identity (>=1.16.0)", "azure-keyvault-secrets (>=4.8.0)"]
+gcp-secret-manager = ["google-cloud-secret-manager (>=2.23.1)"]
 toml = ["tomli (>=2.0.1)"]
 yaml = ["pyyaml (>=6.0.1)"]
 
@@ -1173,6 +1176,21 @@ files = [
     {file = "typing_extensions-4.12.2.tar.gz", hash = "sha256:1a7ead55c7e559dd4dee8856e3a88b41225abfe1ce8df57b7c13915fe121ffb8"},
 ]
 
+[[package]]
+name = "typing-inspection"
+version = "0.4.0"
+description = "Runtime typing introspection tools"
+optional = false
+python-versions = ">=3.9"
+groups = ["main"]
+files = [
+    {file = "typing_inspection-0.4.0-py3-none-any.whl", hash = "sha256:50e72559fcd2a6367a19f7a7e610e6afcb9fac940c650290eed893d61386832f"},
+    {file = "typing_inspection-0.4.0.tar.gz", hash = "sha256:9765c87de36671694a67904bf2c96e395be9c6439bb6c87b5142569dcdd65122"},
+]
+
+[package.dependencies]
+typing-extensions = ">=4.12.0"
+
 [[package]]
 name = "urllib3"
 version = "2.3.0"
@@ -1213,4 +1231,4 @@ standard = ["colorama (>=0.4) ; sys_platform == \"win32\"", "httptools (>=0.6.3)
 [metadata]
 lock-version = "2.1"
 python-versions = "^3.12"
-content-hash = "146ac3d73a662c60364eeb9fa742ac1caea9a546f404e8d49f9ae576d3daf6a7"
+content-hash = "b28f0e4713db7b614588057d75dfdfb904fd2782f1826a509b3e0b047850b969"
diff --git a/pyproject.toml b/pyproject.toml
index 61e2b8b..f85ad07 100644
--- a/pyproject.toml
+++ b/pyproject.toml
@@ -11,7 +11,7 @@ python = "^3.12"
 fastapi = { version = "^0.115.12", extras = ["anyio=^4.4.0"]}
 requests = "^2.32.3"
 python-keycloak = "^5.5.0"
-pydantic-settings = "^2.8.1"
+pydantic-settings = "^2.9.1"
 uvicorn = "^0.34.2"
 regtech-regex = {git = "https://github.com/cfpb/regtech-regex.git"}
 pyjwt = "^2.10.1"