diff --git a/lib/dry/schema/messages/i18n.rb b/lib/dry/schema/messages/i18n.rb
index 49e9be54..7f9d8972 100644
--- a/lib/dry/schema/messages/i18n.rb
+++ b/lib/dry/schema/messages/i18n.rb
@@ -32,7 +32,8 @@ def initialize
         def get(key, options = EMPTY_HASH)
           return unless key
 
-          result = t.(key, locale: options.fetch(:locale, default_locale))
+          options[:locale] ||= default_locale
+          result = t.(key, **options)
 
           if result.is_a?(Hash)
             text = result[:text]
@@ -112,7 +113,10 @@ def interpolate(key, options, **data)
 
           resolved_key = key?(text_key, opts) ? text_key : key
 
-          t.(resolved_key, **opts)
+          result = t.(resolved_key, **opts)
+          return result unless result.is_a?(Hash)
+
+          result[:text]
         end
 
         private
diff --git a/spec/integration/messages/i18n_spec.rb b/spec/integration/messages/i18n_spec.rb
index ec2a2fca..13b6f69b 100644
--- a/spec/integration/messages/i18n_spec.rb
+++ b/spec/integration/messages/i18n_spec.rb
@@ -188,6 +188,17 @@ def store_errors(**errors)
         expect(meta).to eql({})
       end
 
+      it "can use a proc returning hash for a message" do
+        store_errors(
+          predicate_proc: ->(_path, **opts) { {text: opts[:text], code: 123, name: opts[:name]} }
+        )
+
+        template, meta = messages[:predicate_proc, path: :path, text: "text", name: "abc"]
+
+        expect(template.()).to eql("text")
+        expect(meta).to eql({code: 123, name: "abc"})
+      end
+
       context "with meta-data" do
         it "finds the meta-data" do
           store_errors(
@@ -203,6 +214,26 @@ def store_errors(**errors)
           expect(meta).to eql(code: 123)
         end
       end
+
+      context "with meta-data and arg type" do
+        it "returns a template for a specific rule, meta and default arg type" do
+          store_errors(
+            predicate_with_meta: {
+              arg: {
+                default: {
+                  text: "text %{arg}",
+                  code: 123
+                }
+              }
+            }
+          )
+
+          template, meta = messages[:predicate_with_meta, path: :pages, locale: :en]
+
+          expect(template.(arg: "some arg")).to eql("text some arg")
+          expect(meta).to eq({code: 123})
+        end
+      end
     end
 
     context "with dynamic locale" do