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Support 0% Rate Values #17

@chrisnelson

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@chrisnelson

First, thank you for a very useful library! I would like to use this library for a auto loan calculator. The issue I am running into is there are times where a zero percent (0%) is a valid rate for calculating a monthly payment. The library, as-is, views a 0% value as invalid.

Is it possible to support 0% rates?

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