refactor: simplify balance checks and improve logging in fundSystem

[tequdev]

High Level Overview of Change

Reduce the number of requests by combining the same requests.

Context of Change

Type of Change

• Bug fix (non-breaking change which fixes an issue)
• New feature (non-breaking change which adds functionality)
• Breaking change (fix or feature that would cause existing functionality to not work as expected)
• Refactor (non-breaking change that only restructures code)
• Tests (You added tests for code that already exists, or your new feature included in this PR)
• Documentation Updates
• Release

Before / After

Test Plan