Financial Services Skills

A comprehensive collection of professional Claude skills for regulated financial services across multiple jurisdictions. These skills provide deep domain expertise in financial advice, compliance, pensions, protection, mortgages, and wealth management, helping regulated professionals deliver high-quality advice and documentation.

About This Repository

This repository contains professionally-developed Claude skills that embody the knowledge and expertise of various financial services roles across different regulatory environments. Each skill is designed to assist with regulatory compliance, technical analysis, client advice, and documentation within jurisdiction-specific frameworks.

Skills are folders of instructions and reference materials that Claude loads dynamically to provide specialized expertise. These skills follow regional regulatory requirements and professional standards.

Regional Skills

🇬🇧 United Kingdom (uk/)

6 Professional Skills - FCA-regulated financial services

• financial-adviser - Holistic financial planning with COBS and Consumer Duty compliance
• paraplanner - Technical report writing and suitability analysis
• pension-specialist - DB transfers, annual allowance, drawdown planning
• compliance-officer - FCA regulatory oversight and file reviews
• protection-specialist - Life, CI, and IP insurance expertise
• mortgage-adviser - Residential and BTL mortgage advice

Current for: 2024/25 tax year | FCA COBS, Consumer Duty | Post-LTA abolition pension rules

View UK Skills →

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🇺🇸 United States (us/)

5 Professional Skills - SEC, FINRA, and state-regulated financial services

• investment-adviser - RIA/IAR fiduciary advice, portfolio management, Form ADV compliance
• retirement-specialist - 401(k), IRA, Roth conversions, Social Security, RMDs, SECURE Act 2.0
• financial-planner - CFP® comprehensive planning across all practice domains
• compliance-officer - SEC/FINRA compliance programs, examinations, CCO responsibilities
• insurance-specialist - Life, disability, LTC, and annuity planning

Current for: 2024/2025 tax year | SEC Investment Advisers Act | SECURE Act 2.0 provisions | CFP Board Standards

View US Skills →

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🇪🇺 European Union (eu/)

4 Professional Skills - MiFID II, IDD, and jurisdiction-specific regulations

• investment-adviser - MiFID II compliance, suitability assessments, product governance, cross-border passporting, SFDR/ESG
• compliance-officer - MiFID II/IDD compliance frameworks, NCA coordination, ESMA guidelines
• pension-adviser - Cross-border pensions, IORP Directive, PEPP, member state systems
• insurance-adviser - IDD compliance, IBIPs, product governance, cross-border distribution

Current for: 2024 MiFID II/IDD regulations | SFDR | IORP II | PEPP | National Competent Authorities

View EU Skills →

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🌏 Asia-Pacific (asia-pacific/)

Coming Soon - Regional financial services

• Australia (ASIC-regulated advice)
• Singapore (MAS-regulated services)
• Hong Kong (SFC-regulated activities)
• Other jurisdictions

Contributions welcome - see Contributing

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Try These Skills

In Claude Code

Install from your local copy:

1. Clone this repository:

   git clone https://github.com/yourusername/financial-services-skills.git
   cd financial-services-skills

2. Copy skills to your project:

   # Copy entire UK skill set
   cp -r uk/* /path/to/your/project/
   
   # Or copy individual skills
   cp -r uk/financial-adviser /path/to/your/project/

3. Use in Claude Code - Skills are now available when working in that directory.

Personal Installation

Copy individual skills to your personal Claude skills directory:

# macOS/Linux
mkdir -p ~/.claude/skills
cp -r uk/financial-adviser ~/.claude/skills/

# Windows
mkdir %USERPROFILE%\.claude\skills
xcopy uk\financial-adviser %USERPROFILE%\.claude\skills\financial-adviser\ /E /I

Creating a Basic Skill

The minimum structure for a skill is a folder containing a SKILL.md file:

---
name: my-skill
description: Brief description of what this skill does and when to use it
---

# Instructions

Your detailed instructions, frameworks, and guidelines here...

Supporting files can be added to the same directory and referenced from SKILL.md.

Repository Structure

financial-services-skills/
├── README.md (this file)
├── uk/
│   ├── README.md (UK-specific overview)
│   ├── financial-adviser/
│   │   ├── SKILL.md
│   │   └── [reference files]
│   ├── paraplanner/
│   ├── pension-specialist/
│   ├── compliance-officer/
│   ├── protection-specialist/
│   └── mortgage-adviser/
├── us/
│   └── README.md (coming soon)
├── eu/
│   └── README.md (coming soon)
└── asia-pacific/
    └── README.md (coming soon)

Contributing

We welcome contributions to expand and improve these skills:

Adding New Skills

1. Choose the appropriate region (uk/, us/, eu/, asia-pacific/)
2. Create a folder with a descriptive name (lowercase, hyphens)
3. Add SKILL.md with YAML frontmatter and instructions
4. Include reference files as needed
5. Update the regional README to list your skill
6. Submit a pull request

Improving Existing Skills

1. Corrections - Regulatory changes, updated figures, errors
2. Enhancements - Additional reference files, new frameworks, examples
3. Regional variations - Jurisdiction-specific adaptations
4. Documentation - Clearer instructions, better examples

Guidelines for All Contributions

Please ensure contributions:

• ✅ Maintain regulatory accuracy and current information
• ✅ Follow professional standards and ethics
• ✅ Include proper references and sources
• ✅ Are clearly documented with examples
• ✅ Respect jurisdiction-specific requirements
• ✅ Include appropriate disclaimers and warnings

Starting a New Region

To add skills for a new jurisdiction:

1. Create regional directory (e.g., canada/, australia/)
2. Add regional README.md with:
   • Regulatory overview
   • List of skills
   • Jurisdiction-specific requirements
   • Professional qualifications needed
3. Create skills following local regulations
4. Update main README to list the new region

Regulatory Compliance & Disclaimers

⚠️ Important Notices

These skills provide guidance and knowledge but do NOT replace:

• Professional judgment and experience
• Firm-specific compliance procedures
• Regulatory authorization and qualifications
• Client-specific suitability assessments
• Professional liability insurance
• Supervision and oversight requirements

Professional Use Only

Users of these skills must:

• ✅ Hold appropriate professional qualifications for their jurisdiction
• ✅ Be properly authorized/licensed by relevant regulators
• ✅ Meet continuing education and competence requirements
• ✅ Maintain professional indemnity/errors & omissions insurance
• ✅ Follow their firm's compliance procedures
• ✅ Act in clients' best interests at all times
• ✅ Document all advice and recommendations properly

Verification Required

Always:

• 📋 Verify information is current (regulations change frequently)
• 📋 Check jurisdiction-specific requirements
• 📋 Consult official regulatory sources
• 📋 Apply critical professional judgment
• 📋 Seek specialist advice when needed

Regional Regulatory Bodies

United Kingdom:

• Financial Conduct Authority (FCA) - https://www.fca.org.uk
• Prudential Regulation Authority (PRA)
• Financial Ombudsman Service (FOS)

United States:

• Securities and Exchange Commission (SEC)
• Financial Industry Regulatory Authority (FINRA)
• State insurance regulators

European Union:

• European Securities and Markets Authority (ESMA)
• National competent authorities (varies by member state)

Maintenance & Updates

Update Frequency by Region

Skills require regular updates for:

• Annual - Tax year changes, allowance updates
• Ongoing - Regulatory rule changes and new guidance
• As needed - Market developments, product changes

Check commit history for specific skill update dates.

Version Control

Track updates via git:

# View updates to specific skill
git log --oneline uk/financial-adviser/

# View all UK skill updates
git log --oneline uk/

Support & Resources

General Resources

• Professional body websites (varies by jurisdiction)
• Regulatory authority handbooks and guidance
• Tax authority information
• Industry best practice publications

Learning & Development

• Professional qualifications (CFA, CFP, DipFA, etc.)
• Continuing professional development (CPD)
• Regulatory training and competence schemes
• Industry conferences and seminars

License

This repository is provided for educational and professional development purposes.

Usage Terms:

• Free to use for authorized financial services professionals
• Attribution appreciated but not required
• Modify for your firm's needs
• Share improvements back to the community

Disclaimer:

• No warranty of accuracy, completeness, or fitness for purpose
• Users solely responsible for regulatory compliance
• Always verify current regulations and requirements
• Professional judgment and authorization required
• Not a substitute for professional advice or qualifications

Acknowledgments

These skills are based on:

• Official regulatory handbooks and guidance
• Industry best practices and standards
• Professional qualifications syllabi
• Real-world financial services processes
• Contributions from financial services professionals

Built for use with Anthropic's Claude Code.

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Professional Use Notice

These skills are designed for use by qualified and authorized financial services professionals operating within their regulatory permissions. Always:

• Maintain your professional qualifications and competence
• Follow your firm's compliance procedures and policies
• Act in your clients' best interests (fiduciary duty where applicable)
• Document your advice rationale and decision-making
• Keep knowledge current with regulatory changes
• Seek supervision or specialist advice when needed

Claude Code is a tool to enhance your professional practice, not a replacement for professional judgment, regulatory compliance, or required qualifications.

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Built for Claude Code | Multi-jurisdiction financial services expertise | Professional domain knowledge