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PropertyCal - AI Property Cash Flow Calculator

PropertyCal is a high-end real estate investment tool designed to calculate the "True Net Cash Flow" of property assets. It handles complex variables like stamp duty, negative gearing, depreciation, and loan structures, all wrapped in a premium, mobile-first glassmorphism UI.

🚀 Features

  • True Net Cash Flow: Calculate both Pre-Tax and Post-Tax positions (including tax shield/negative gearing benefits).
  • Comprehensive Inputs:
    • Acquisition costs (Stamp duty, legal, agent fees).
    • Loan & Finance (LVR, P&I vs IO, Interest rates).
    • Operating expenses (Rates, water, strata, land tax).
  • AI Analysis: Powered by Gemini API to provide instant deal summaries and risk assessments.
  • Investment Metrics: Live calculation of Cap Rate, Cash on Cash (CoC) Return, GRM, and total ROI.
  • Premium UI: Modern glassmorphism design built with Tailwind CSS and Framer-like aesthetics.

🛠️ Tech Stack

  • Frontend: React (v19)
  • Styling: Tailwind CSS
  • Icons: Material Symbols
  • Charts: Recharts
  • AI: @google/genai (Gemini 3 Flash)

📦 Getting Started

Since this project uses browser-native ES Modules (via esm.sh), you don't need a complex build step.

  1. Clone the repo:
    git clone https://github.com/YOUR_USERNAME/propflow.git
  2. Run locally: Use any local web server (like Live Server in VS Code) or:
    npx serve .
  3. API Key: The app expects a Gemini API Key via environment variables if deployed, or handled through the environment context.

📄 License

MIT

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Designed for property investors who need to accurately analyze their cash flow.

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