research: two grounded papers — e₹ agentic settlement + provenance-preserving CBDC#30
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…eserving CBDC Two design-stage research papers for the June 2026 batch, plus the batch index. 01 — The e-Rupee as an Agentic Settlement Layer: CBDC-native M2M payments. Composes switchboard's working, tested x402 middleware and AgentEscrow policy-conditioned release (releaseByAttestation) with a design-stage e₹ compliance gate, provenance ledger, and settlement layer (erupee-wallet sandbox over a Simulated RBI). 02 — Provenance-Preserving Digital Currency: a note-lineage (UTXO-style) ledger that records full provenance — value conservation, traceability, selective disclosure — while scoping lineage visibility by law (DPDP-aligned, default-deny), not open by default. Design-stage only. e₹ is the RBI's CBDC; the RBI issues and controls it. No real money, custody, deposits, or network I/O — Simulated RBI, synthetic identities, format-only PANs. Subject to RBI/NPCI approval and the licences we will seek; named counterparties (e.g. SBI) stated, not finalised. Any figures are clearly-labelled models with stated assumptions, not forecasts. Published under CC BY 4.0. By Patty (P. Sundaram), partner — KCOLBCHAIN, with @abhicris (Abhishek Krishna). Co-Authored-By: Claude Opus 4.8 (1M context) <noreply@anthropic.com>
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Two grounded research papers — June 2026 batch
Adds the two design-stage research papers for the June 2026 batch under
research/papers-2026-06/, and fills in the batch indexREADME.mdto point at them (replacing the editor placeholders).AgentEscrowpolicy-conditioned release (releaseByAttestation) with a design-stage e₹ compliance gate, provenance ledger, and settlement layer.Grounding & honesty
erupee-walletsandbox over a clearly-labelled Simulated RBI: synthetic identities, format-only (never-verified) PANs, no outbound network I/O, no real money, custody, or deposits.Status split (stated honestly in the papers)
AgentEscrowwithpolicyHash/releaseByAttestation.By Patty (P. Sundaram), partner — KCOLBCHAIN, with @abhicris (Abhishek Krishna).
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