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PropTech-specific profile of the AI Procurement Decision Card v0.3 vault contract. Names RESPA (12 CFR 1024), ECOA Reg B (12 CFR 1002), Fair Housing Act, HMDA, GLBA, MLS NAR + 2024 Settlement PII categories + 7-doctrine consent_basis_taxonomy. PropTech-readiness scaffolding, not certification.

  • Updated May 30, 2026

FinTech AI Procurement Decision Card v0.3 vault contract profile. 17 financial-data categories + 10-doctrine consent_basis + 10 protection levels + 8 vendor due-diligence artifacts. Section 1071 demographic + ECOA protected-class default NOT a model input. Section 1033 portability window in retention envelope.

  • Updated May 30, 2026

PropTech audit-stream Operator surface. Per-mortgage-application AI-tool-access events hash-chained for ECOA Reg B + RESPA + HMDA + GLBA Safeguards + CFPB UDAAP + Fair Housing recordkeeping. MISMO/URLA-bridged. human_underwriter_required invariant. JSON Schema + Node verifier.

  • Updated May 30, 2026
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FinTech audit-stream Operator: per-consumer-credit / deposit / payment / fraud / AML / robo-advisor / Section-1071-small-business AI tool events hash-chained for CFPB + OCC + FRB + FDIC + ECOA + FCRA + GLBA + BSA-AML evidence. Two invariants: human-credit-officer + FCRA permissible-purpose. Excludes mortgage + insurance.

  • Updated May 30, 2026
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InsurTech AI Procurement Decision Card v0.3 vault-contract profile naming 15 insurance-data categories (ACORD + external consumer data + media + protected-class data) + 7-doctrine consent_basis + 9 protection levels + 5 vendor due-diligence artifacts. CO SB 21-169 protected-class default = NOT a model input.

  • Updated May 30, 2026

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